Having been a bank attorney for more than a decade, I know foreclosures from both sides.  Currently, I am mainly representing property owners, borrowers/ mortgagors, in both residential and commercial foreclosure cases. There are valid defenses that can be raised against lenders to stop foreclosures in certain instances. It is important to act promptly, ie before a default situation arises.  Hesitation works against someone trying to stop or resolve a foreclosure situation.  There are also ways to resolve the situation in many cases.   It is always best to come in for a consultation to see what can be done for you.