If a debt is owed to you, collecting on it can be a difficult process.  After many years of doing collection work for banks, I know the process and have collected money for clients when it did not seem feasible.  Whether it is a personal debt or a business debt on an account, promissory note or other obligation, don’t hesitate to start the process.  The sooner you start the higher the likelihood of collecting.  I make it affordable to you keep the “lion’s share” of the recovery.